Tin Leg Travel Insurance
Tin Leg travel insurance policies are designed with travelers’ top priorities in mind.
Safeguard your wallet with trip cancellation insurance should you cancel your trip unexpectedly. Protect yourself with medical expense and evacuation if an emergency occurs while traveling. Finally, have peace of mind with Tin Leg’s baggage loss coverage, in the event that your belongings become permanently lost, damaged or stolen during your trip.
Tin Leg Insurance Plans
Economy
Tin Leg Economy, cost-effective base product, offers travel insurance coverage for most common concerns.
Standard
Tin Leg Standard offers higher medical coverage amounts and additional cancellation benefits to Tin Leg Economy.
Luxury
Tin Leg Luxury is built for those seeking high Primary medical coverage with more comprehensive cancellation options.
Adventure
Tin Leg Adventure is designed for active travelers, with comprehensive coverage for adventurous activities and high medical benefits.
Gold
Tin Leg Gold offers comprehensive cancellation benefits and the highest Primary medical coverage of all Tin Leg policies.
Silver
Tin Leg Silver provides comprehensive cancellation coverage and high medical benefits, with extensive Trip Delay coverage.
Basic
Tin Leg Basic was built to provide entry level, comprehensive coverage for the most common traveler concerns at a competitive premium.
Platinum
Tin Leg Platinum is a mid-level, comprehensive policy with higher cancellation coverage and medical benefits than Tin Leg Basic.
| Compare Tin Leg Travel Insurance Plans | ||||||||
|---|---|---|---|---|---|---|---|---|
| Economy | Standard | Luxury | Adventure | Silver | Gold | Basic | Platinum | |
| Cancellation | ||||||||
| Cancel for Covid-19 Sickness | Included in Trip Cancellation & Interruption | Included in Trip Cancellation & Interruption | Included in Trip Cancellation & Interruption | Included in Trip Cancellation & Interruption | Included in Trip Cancellation & Interruption | Included in Trip Cancellation & Interruption | Included in Trip Cancellation & Interruption | Included in Trip Cancellation & Interruption |
| Trip Cancellation | 100% of the trip cost | 100% of the trip cost | 100% of the trip cost | 100% of the trip cost | 100% of the trip cost | 100% of the trip cost | 100% of the trip cost | 100% of the trip cost |
| Trip Interruption | 100% of the trip cost | 150% of the trip cost | 150% of the trip cost | 150% of the trip cost | 150% of the trip cost | 150% of the trip cost | 150% of the trip cost | 150% of the trip cost |
| Hurricane & Weather | Common carrier delay for any length of time
Must be purchased before storm is named |
Common carrier delay for any length of time
Accommodation made uninhabitable Must be purchased before storm is named |
Common carrier delay for any length of time
Accommodation made uninhabitable Must be purchased before storm is named |
Common carrier delay for any length of time
Accommodation made uninhabitable Must be purchased before storm is named |
Common carrier delay for 24 hours
Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named |
Common carrier delay for 48 hours
Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named |
Common carrier delay for 48 hours
Must be purchased before storm is named |
Common carrier delay for 48 hours
Accommodation made uninhabitable Must be purchased before storm is named |
| Employment Layoff | Covered If employed for 1 continuous year |
Covered If employed for 1 continuous year |
Covered If employed for 1 continuous year |
Covered If employed for 1 continuous year |
No coverage | Covered If employed for 3 continuous years |
No coverage | Covered after 30 day wait If employed for 3 continuous years |
| Cancel For Medical Reasons | Included in Trip Cancellation and Trip Interruption | Included in Trip Cancellation and Trip Interruption | Included in Trip Cancellation and Trip Interruption | Included in Trip Cancellation and Trip Interruption | Included in Trip Cancellation and Trip Interruption | Included in Trip Cancellation and Trip Interruption | Included in Trip Cancellation and Trip Interruption | Included in Trip Cancellation and Trip Interruption |
| Terrorism | No coverage | Covered for foreign and domestic | Covered for foreign and domestic | Covered for foreign and domestic | Covered for foreign and domestic | Covered for foreign and domestic | No coverage | Covered for foreign only |
| Financial Default | No coverage | Covered after 14 day wait if purchased within 15 days of trip deposit | Covered after 14 day wait if purchased within 15 days of trip deposit | Covered after 14 day wait if purchased within 15 days of trip deposit | Covered after 14 day wait if purchased within 14 days of trip deposit | Covered after 14 day wait if purchased within 14 days of trip deposit | No coverage | No coverage |
| Cancel For Work Reasons | No coverage | No coverage | Covered for 100% of trip cost if purchased within 15 days of trip deposit | Covered for 100% of trip cost if purchased within 15 days of trip deposit | No coverage | No coverage | No coverage | Covered for 100% of trip cost if purchased within 15 days of trip deposit |
| Cancel For Any Reason | No coverage | No coverage | Optional coverage
This benefit is separate from Trip Cancellation |
Optional coverage
This benefit is separate from Trip Cancellation |
Optional coverage
This benefit is separate from Trip Cancellation |
Optional coverage
This benefit is separate from Trip Cancellation |
No coverage | No coverage |
| Medical | ||||||||
| Medical Coverage for Covid-19 | Included in Emergency Medical | Included in Emergency Medical | Included in Emergency Medical | Included in Emergency Medical | Included in Emergency Medical | Included in Emergency Medical | Included in Emergency Medical | Included in Emergency Medical |
| Emergency Medical | $20,000 per person
Secondary coverage |
$30,000 per person
Secondary coverage |
$100,000 per person
Primary coverage |
$100,000 per person
Primary coverage |
$250,000 per person
Secondary coverage |
$500,000 per person
Primary coverage |
$50,000 per person
Secondary coverage |
$100,000 per person
Secondary coverage |
| Pre-Existing Condition | No coverage
Pre-existing look-back period 180 days |
Covered if purchased within 15 days of trip deposit | Covered if purchased within 15 days of trip deposit | Covered if purchased within 15 days of trip deposit | Covered if purchased within 14 days of trip deposit | Covered if purchased within 14 days of trip deposit | Covered if purchased within 15 days of trip deposit | Covered if purchased within 15 days of trip deposit |
| Medical Deductible | No Medical Deductible | No Medical Deductible | No Medical Deductible | No Medical Deductible | No Medical Deductible | No Medical Deductible | No Medical Deductible | No Medical Deductible |
| Evacuation | ||||||||
| Medical Evacuation & Repatriation | $100,000 per person | $200,000 per person | $250,000 per person | $1,000,000 per person | $1,000,000 per person | $500,000 per person | $200,000 per person | $500,000 per person |
| Loss or Delay | ||||||||
| Extension Of Coverage | Coverage can extend up to 7 days
Coverage for medical quarantine included |
Coverage can extend up to 7 days
Coverage for medical quarantine included |
Coverage can extend up to 7 days
Coverage for medical quarantine included |
Coverage can extend up to 7 days
Coverage for medical quarantine included |
Coverage can extend up to 7 days
Coverage for medical quarantine included |
Coverage can extend up to 7 days
Coverage for medical quarantine included |
Coverage can extend up to 7 days
Coverage for medical quarantine included |
Coverage can extend up to 7 days
Coverage for medical quarantine included |
| Travel Delay | $500 per person
$150 daily limit Covered after 12 hour delay |
$500 per person
$150 daily limit Covered after 6 hour delay |
$2,000 per person
$150 daily limit Covered after 6 hour delay |
$600 per person
$200 daily limit Covered after 5 hour delay |
$2,000 per person
$150 daily limit Covered after 6 hour delay |
$500 per person
$150 daily limit Covered after 6 hour delay |
$500 per person
$150 daily limit Covered after 6 hour delay |
$500 per person
$150 daily limit Covered after 6 hour delay |
| Baggage Delay | $200 per person
Covered after 24 hour delay |
$200 per person
Covered after 24 hour delay |
$200 per person
Covered after 24 hour delay |
$200 per person
Covered after 12 hour delay |
$500 per person
$100 daily limit Covered after 8 hour delay |
$200 per person
$100 daily limit Covered after 24 hour delay |
$200 per person
Covered after 24 hour delay |
$200 per person
Covered after 24 hour delay |
| Baggage & Personal Items Loss | $500 per person
$100 first item limit $100 subsequent items limit $500 specific items limit |
$500 per person
$100 first item limit $100 subsequent items limit $500 specific items limit $25 deductible |
$500 per person
$100 first item limit $100 subsequent items limit $500 specific items limit |
$1,000 per person
$500 first item limit $250 subsequent items limit $500 specific items limit |
$2,500 per person
$250 per item $1,250 specific items limit |
$500 per person
$100 per item $250 specific items limit |
$500 policy limit
$150 per item $25 deductible |
$500 policy limit
$25 deductible |
| Missed Connection | $100 per person
Covered after 3 hour delay |
No coverage | $100 per person
Covered after 3 hour delay |
$500 per person
Covered after 3 hour delay |
No coverage | $500 per person
Covered after 3 hour delay |
$250 per person
Covered after 12 hour delay |
$250 per person
Covered after 6 hour delay |
| Accidental Death | ||||||||
| 24 Hour AD&D | $10,000 per person | No coverage | $10,000 per person | $25,000 per person | No coverage | $10,000 per person | No coverage | No coverage |
| Flight Only AD&D | No coverage | No coverage | Optional coverage | No coverage | No coverage | No coverage | $25,000 per person | $150,000 per person |
| Sports | ||||||||
| Sports Equipment Loss | Included in Baggage & Personal Items Loss | Included in Baggage & Personal Items Loss | Included in Baggage & Personal Items Loss | Included in Baggage & Personal Items Loss | Included in Baggage & Personal Items Loss | Included in Baggage & Personal Items Loss | No coverage | Included in Baggage & Personal Items Loss |
| Sports Fees | Included in Cancellation & Interruption | Included in Cancellation & Interruption | Included in Cancellation & Interruption | Included in Cancellation & Interruption | Included in Cancellation & Interruption | Included in Cancellation & Interruption | Included in Cancellation & Interruption | Included in Cancellation & Interruption |
| Sports & Activities | No coverage | Covered
Limitations apply |
Covered
Limitations apply |
Covered
Limitations apply |
Covered
Limitations apply |
Covered
Limitations apply |
Covered
Limitations apply |
Covered
Limitations apply |
| Sports Equipment Delay | No coverage | No coverage | No coverage | $500 per person | No coverage | No coverage | No coverage | Included in Baggage Delay |
| Other Benefits | ||||||||
| Money Back Guarantee | Free look up to 15 days after purchase | Free look up to 15 days after purchase | Free look up to 15 days after purchase | Free look up to 15 days after purchase | Free look up to 14 days after purchase | Free look up to 14 days after purchase | Free look up to 10 days after purchase | Free look up to 10 days after purchase |
| 24 Hour Assistance Service | 24 hour assistance provided | 24 hour assistance provided | 24 hour assistance provided | 24 hour assistance provided | 24 hour assistance provided | 24 hour assistance provided | 24 hour assistance provided | 24 hour assistance provided |
| Rental Car Damage | No coverage | No coverage | Optional coverage | No coverage | No coverage | No coverage | No coverage | No coverage |
About Tin Leg
Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits.
Tin Leg’s policies have been highlighted by Forbes, Business Insider, and other global publications for their coverage, benefits, and pricing. Most recently, Tin Leg was listed as the Best Value Travel Insurance Provider of 2023 by USA Today, receiving recognition for affordability and traveler protection.
Tin Leg’s award-winning customer service department, dedicated 24-hour emergency support, and revolutionary claims process have established the company as a trusted leader in the travel insurance industry. Tin Leg’s products are underwritten by Berkshire Hathaway Specialty Insurance Company, Starr Indemnity & Liability Company, and Spinnaker Insurance Company.